Is It Time To Put Your House Back on the Market?

Written by Vero Beach Mortgage Syndicated User on March 19, 2025. Posted in Economy, For Sellers, Selling Tips, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see graph below):Whether it was because offers weren’t coming in, the timing around the holidays felt overwhelming, or they wanted to see if the market would improve in the new year – a lot of other homeowners decided to press pause, too.But now, with spring fast approaching, it’s time to...

Rising Inventory Means This Spring Could Be Your Moment

Written by Vero Beach Mortgage Syndicated User on March 18, 2025. Posted in For Buyers, Home Prices, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down.1. You Have More Homes To Choose FromThe number of homes for sale this February was higher than it’s been in any of the past five Februarys – and that’s great news for your home search. The graph below uses the latest data from Realtor.com to show the supply of homes on the market has grown by 27.5% in just the last year:More choices for your...

Florida Mortgage | Is It Better To Rent or Buy a Home Today?

Written by Vero Beach Mortgage Syndicated User on March 18, 2025. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Is It Better To Rent or Buy a Home Today? A study shows that 70% of prospective buyers fear the long-term consequences of renting, including rent rising and missing out on the equity homeowners gain through the years. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #rentvsbuy

What You Need To Know About Pre-Approval

Written by Vero Beach Mortgage Syndicated User on March 15, 2025. Posted in Buying Tips, For Buyers, Infographics, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Some HighlightsBefore you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers.?Connect with a trusted lender to get the process started.

Florida Mortgage | Should I Update My House Before I Sell It?

Written by Vero Beach Mortgage Syndicated User on March 15, 2025. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Should I Update My House Before I Sell It? With more homes for sale and buyers being more selective, it’s smart to make strategic updates now so your house stands out. But with only a month left before spring, you need to prioritize projects that’ll have an impact. Let’s connect so you know how to prioritize what’s really worth your time, money, and effort. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homeupdates

Is the Housing Market Starting To Balance Out?

Written by Vero Beach Mortgage Syndicated User on March 14, 2025. Posted in For Buyers, Inventory, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted to purchase them, buyers faced tough competition just to get an offer accepted. But now, inventory is rising, and things are starting to shift in many areas.So, is the market finally balancing out? And does that mean buyers will have it a bit easier now? Here’s what you need to know.What Makes It a Buyer’s Market or a Seller’s Market?It all comes down to how many homes are for sale in an area compared to how many buyers want to buy there. That’s what ultimately...

Buying Your First Home? It’s Okay To Feel Nervous

Written by Vero Beach Mortgage Syndicated User on March 13, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if I lose my job?Here’s the thing: every first-time homebuyer has these thoughts. The homebuying process has always been a mix of excitement and nerves, and that’s completely normal. Here’s some information that can give you a bit of perspective, so you don’t have these concerns.Focus on What You Can...

Mortgage Rates Hit Lowest Point So Far This Year

Written by Vero Beach Mortgage Syndicated User on March 12, 2025. Posted in For Buyers, Mortgage Rates, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately – and that gives you a chance to jump back in.Mortgage rates have been declining for seven straight weeks now, according to data from Freddie Mac. And the average weekly rate is now at the lowest level so far this year (see graph below):While that may not sound like a significant shift, it is noteworthy. Because the meaningful drop from over 7% to the mid-6’s can change your mindset when it comes to buying...

Florida Mortgage | Why You’ll Love Owning a Home

Written by Vero Beach Mortgage Syndicated User on March 12, 2025. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Why You’ll Love Owning a Home Here are a few reasons it’s so easy to fall in love with homeownership: the sense of accomplishment, freedom of expression, and the chance to build wealth. Let us know: what’s your #1 reason for wanting to buy? NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homeownership #buyingahome

Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up

Written by Vero Beach Mortgage Syndicated User on March 11, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Home Prices, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall or trying to time the market for that perfect rate. But here’s the truth: waiting for the right moment could cost you in the long run.Home Prices Are Still Rising – Just at a More Normal PaceThe idea that prices will drop dramatically is wishful thinking in most markets. According to the...

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