Florida Mortgage | Why We’re Not Headed for a Housing Crash

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Why We’re Not Headed for a Housing Crash Today’s housing market is nothing like it was in 2008. Let’s connect to discuss the reasons why it’s different. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Why Pre-Approval Is an Important Step for Today’s Homebuyers

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in Buying Myths, First Time Home Buyers, For Buyers, Move-Up Buyers, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check out your personal finances and issue you a letter confirming the amount you’re eligible to borrow. This not only gives you a firm budget for house hunting, but also lets sellers know you’re qualified to make an offer.” Why does that matter so much today? There are many more...

Using Your Tax Refund To Achieve Your Homeownership Goals This Year

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it. Either way, any money you get back from your taxes can help you achieve your goals. Using a tax refund is a common tactic for buyers and sellers. SmartAsset estimates the average American will receive a $2,897 tax refund this year. The map below provides a more detailed estimate by state: If...

Florida Mortgage | Your House Could Be the Gift That Keeps Giving This Holiday Season

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Your House Could Be the Gift That Keeps Giving This Holiday Season. Many buyers are searching for a home right now, but there aren’t enough for sale. Let’s connect to start the process of selling your home this winter. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Florida Mortgage | Why You Shouldn’t Sell Your House on Your Own

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Why You Shouldn’t Sell Your House on Your Own | There’s more to selling your house than putting up a For Sale sign. Let’s connect so you have an expert on your side when you’re ready to sell. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Why a Real Estate Professional Is Key When Selling Your House

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in For Sellers, FSBOs, Pricing, Selling Myths, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

With today’s real estate market moving as fast as it is, working with a real estate professional is more essential than ever. They have the skills, experience, and expertise it takes to navigate the highly detailed and involved process of selling a home. That may be why the percentage of people who list their houses on their own, known as a FSBO or For Sale By Owner, has reached its lowest point since 1985 (see graph below): Here are five reasons why selling with a real estate professional makes more sense, even in today’s hot market: 1. They Know What Buyers Want To See Before you decide...

Florida Mortgage | Whats Your New Years Resolution

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | What’s Your New Year’s Resolution? Whatever your goals are for 2022, your home should be a place to help make them a reality. Let’s connect so you can find a home with the space you need to achieve your dreams this year. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Where Are Mortgage Rates Headed?

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in For Buyers, Housing Market Updates, Interest Rates, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will always invariably be wrong.” Coming into this year, most experts projected mortgage rates would gradually increase and end 2022 in the high three-percent range. It’s only April, and rates have already blown past those numbers. Freddie Mac announced last...

Florida Mortgage | Home Equity Is a Seed That Can Grow Your Wealth

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

Florida Mortgage | Home Equity Is a Seed That Can Grow Your Wealth When you buy a home, you plant a seed that grows your investment each year. Let’s connect so you can buy the home of your dreams and let the equity take root today. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

On the Fence of Whether or Not To Move This Spring? Consider This.

Written by Vero Beach Mortgage Syndicated User on April 19, 2022. Posted in For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers, Vero Beach Condo Financing, Vero Beach Mortgage, Vero Beach Mortgage Rates.

If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn to the data. Today, there are far more buyers looking for homes than sellers listing their houses. Here are the maps of the latest buyer and seller traffic from the National Association of Realtors (NAR) to help paint the picture of what this looks like: Notice how much darker the blues...

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